Since I only have one child old enough to want treats when we go to the grocery store, I have been in the habit of buying those ever present, prominently displayed string cheese sticks or fruit leathers for her every time we shop. However, I realized that even though they were only .25-.33 cents, I was teaching her that she always gets what she asks for without considering money. It seemed like such a little thing, but one day I realized she expected it and I wanted her not to take it for granted.
So, I got her a little purse of her own at a rummage sale and we let her keep any change she finds, as well as small amounts of money sent to her in holiday cards. Now when we go to the store, she brings her money. If she has enough, she can buy herself a snack, but if not, or if she forgets her purse, she doesn't get anything. When she has forgotten her purse or doesn't have enough money, I've been surprised that she hasn't been mad or begged at all! Now I'm not the bad guy for saying no anymore. :)
When she runs out of money she can earn more by doing extra chores around the house. These are in addition to her regular daily chores (more on that later). She does not get a regular allowance and since she is only 3, she's not earning big bucks here. Just enough change to have some to spend at the grocery store.
A small thing, perhaps, but I feel better knowing I'm teaching her how to spend her money and appreciate earning it and the things she buys with it more.
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